Your Daily Homeowner Newsletter For Wednesday, December 20th, 2023

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Wednesday, December 20th, 2023

Good day neighbor!

This is 'Welcome To My House,' your neighborly newsletter. Each day, we bring you current updates on interest rates, insights into the current housing market for those thinking about making a move, and a homeowner tip or reminder, offering practical advice to enhance your home life and maintain your property's value. Think of us as your friendly next-door neighbor, always here with quick, useful info to help you navigate the world of homeownership. .

Here’s what we have for you today:

• Current Interest Rates On A 30yr Home Mortgage (7.18%)

• Buyer’s vs Seller’s Market Index (60)

• Homeowner Tip (Time To Clean Your Gutters)

Mortgage Interest Rates Today

Today, borrowers are paying an average rate of 7.18% on a 30-year mortgage today. This is down from last week’s average rate of 7.56%.

Buyer’s Vs. Seller’s Market Index Score

The current real estate market in the USA holds a score of 60/100 on our Buyers vs. Sellers Index. This reflects a market moderately favoring sellers, characterized by sustained home price growth and limited inventory. However, emerging trends like increased inventory and more frequent price reductions are offering buyers some leverage. Remember, this national score masks local market variations, so consult local data for a more precise picture. Looking ahead, key indicators to watch include changes in interest rates, as well as inventory levels .

Daily Homeowner Tip

Maintaining clean gutters and downspouts is a vital task for homeowners, especially as we head into the colder months. Accumulated debris in your gutters can obstruct the flow of water, leading to potential water damage to your home’s foundation and roof. In winter, this blockage can contribute to the formation of ice dams, which can cause significant damage to your roof and gutters. Regularly clearing out leaves, twigs, and other debris from your gutters and ensuring downspouts are unobstructed not only protects your home from water-related issues but also extends the life of your gutter system. A little effort now can save a lot of trouble and expense down the line.

That’s all we have for you Today!

DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. Some links may be affiliate links that we earn a commission from if you purchase, this helps us keep the newsletter going.