Your Daily Homeowner Newsletter For Thursday, January 4th, 2024

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Thursday, January 4th, 2024

Good day neighbor!

This is 'Welcome To My House' your neighborly newsletter. Each day, we bring you current updates on interest rates, insights into the current housing market for those thinking about making a move, and a homeowner tip or reminder, offering practical advice to enhance your home life and maintain your property's value. Think of us as your friendly next-door neighbor, always here with quick, useful info to help you navigate the world of homeownership.

Here’s what we have for you today:

• Current Interest Rates On A 30yr Home Mortgage (7.06%)

• Buyer/Seller Market Index (58)

• Homeowner Tip (Indoor Air Quality)

Mortgage Interest Rates Today

Today, Thursday, January 4, 2024, the average interest rate for a standard 30-year mortgage is at 7.06%. This is a small increase from where it was last week. If you're thinking about refinancing your mortgage, the average rate for that is now 7.21%, which has also gone up slightly over the past week.

Buyer’s Vs. Seller’s Market Index Score

Today, we're holding steady with our Buyer-Seller Index at 58, the same as yesterday. There hasn't been much change in mortgage interest rates since then, and other factors remain consistent. We're still in what's considered a seller's market. This is largely due to the ongoing low supply of homes for sale. So, despite the market shifting slightly in favor of buyers because of a bit less demand, sellers continue to have an advantage. It's good to keep in mind that this 58 score represents a general picture of the national market. Conditions in your specific local area could be different. As we move through 2024, we'll continue to monitor any changes in interest rates and the number of homes available. This will help us provide you with up-to-date insights on the housing market trends.

Daily Homeowner Tip

Today, let's talk about making the air in your home healthier with indoor plants. Plants like spider plants, peace lilies, and snake plants aren't just nice to look at; they're also really good at cleaning the air. They work like natural air filters, taking in things like dust and other small particles and giving out clean, fresh oxygen. Having these plants around can make the air in your home cleaner and fresher. Plus, taking care of plants can be a fun and relaxing hobby. You don't need a lot of them to make a difference – just a few here and there in your living room, bedroom, or even your kitchen can help improve the air you breathe every day. It's a simple and natural way to boost your indoor air quality!

That’s all we have for Today!

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DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. Some links may be affiliate links that we earn a commission from if you purchase, this helps us keep the newsletter going.